can you do harp after hamp

Given your letter, we’ll assume you qualify under HAMP for a loan modification based on the eligibility requirement. However, just because you satisfy those requirements doesn’t mean that you actually will obtain a loan modification from your lender.

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HARP Refinance Denial After HAMP Modification. After reading Doug’s letter, I call it absurd. Meet Doug who was told he can never refinance under HARP because of a mortgage payment that was 30 days late several years ago following his HAMP modification.

Who can refinance in California (Ventura county)? I just did HAMP, passed trial period, modification was settled and I already did my first modified payment. In fact, the modification result is that my principal was reduced from $630K to $490K, but the percentage remained the same -5.5% for 37 years.

The goal of HAMP is to modify your home loan to make it more affordable. There are two levels of the program: Tier 1 and Tier 2. If you want to know if you qualify for the HAMP program guidelines, read on. Do you qualify for loan modification through HAMP? The basic qualifications for hamp tier 1 and Tier 2 are the same:

If you got a HARP refinance after that date, your loan is no longer eligible for a HAMP modification. If you were rejected the first time you applied for HAMP because you weren’t able to make your trial modification payments on time, you can’t reapply.

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Are you. can the program be made to work? It turns out different banks took different approaches to working with the HAMP program. The crucial difference between these groups shows how the HAMP.

It’s not theoretically impossible to refinance under HARP after a HAMP modification. However, it may depend upon the terms of the modification, such as whether or not the loan modification included principal forgiveness or deferment, and other factors. That said,

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HARP after HAMP is possible, but is it. Home affordable modification program (hamp) – The largest program within MHA is the Home Affordable Modification program (hamp). hamp’ s goal is to offer homeowners who are at risk of foreclosure reduced monthly mortgage payments that are affordable and sustainable over the long-term.

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